37362 ZIP Code — Old Fort, TN

Polk County, Tennessee

ZIP code 37362 is located in Old Fort, Tennessee, within Polk County. It covers approximately 66.84 square miles and serves a population of 3,618 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37362

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $106,200. Owner-occupancy is high at 85%, well above the national average.

Median household income is $42,478. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 37362 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,618

population

66.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37362 ZIP code map

Cities in ZIP code 37362

Below are the cities the US Postal Service accepts for ZIP code 37362. Using any city not on this list may result in mail delivery delays.

City	Status
Old Fort	Preferred

Nearby ZIP codes

37361 Ocoee (4.5 mi) 37307 Benton (7.8 mi) 37323 Cleveland (10.5 mi) 30711 Crandall (10.9 mi) 30708 Cisco (11.2 mi) 37317 Copperhill (11.3 mi) 30541 Epworth (12.6 mi) 37325 Delano (13.3 mi) 30555 Mc Caysville (13.6 mi) 37311 Cleveland (15.5 mi) 37391 Turtletown (15.8 mi) 37310 Charleston (16.3 mi)

Demographics updated 05/2026

Population
Total population	3,618
Population density	54 / sq mi
State FIPS	47
County FIPS	139

Geography
Land area	66.84 sq mi
Water area	0.02 sq mi
Latitude	35.0560
Longitude	-84.6457
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.0%	54.3%	45.7%
$50k – $100k	26.1%	28.9%	30.9%
$100k – $200k	10.9%	12.7%	18.3%
Over $200k	0.0%	4.2%	5.1%

Demographics & statistics

3,618

Population

People per sq mi

43.5

Median age

$42,478

Median household income

$21,605

Per capita income

$106,200

Median home value

$751

Median monthly rent

84.7%

Home ownership

14.9%

Poverty rate

12.3%

Unemployment

1,342

Housing units

8.8%

Bachelor's or higher

Age distribution

Male Female

146

Under 5

127

114

5–9

138

10–14

120

103

15–19

101

20–24

212

25–34

185

193

35–44

168

289

45–54

252

121

55–59

105

60–64

252

65–74

220

132

75–84

116

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	828	22.9%
18 and over	2,790	77.1%
65 and over	799	22.1%
Median age	43.5 years

Race & ethnicity

White 90.6%

Two or more races 5.4%

Hispanic or Latino 4%

Group	Count	%
White	3,415	90.6%
Two or more races	203	5.4%
Hispanic or Latino	151	4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.0%	54.3%	45.7%
$50k – $100k	26.1%	28.9%	30.9%
$100k – $200k	10.9%	12.7%	18.3%
Over $200k	0.0%	4.2%	5.1%

Under $10k 10.1%

$10k–$15k 9.0%

$15k–$25k 13.0%

$25k–$35k 6.4%

$35k–$50k 19.0%

$50k–$75k 19.4%

$75k–$100k 10.9%

$100k–$150k 8.1%

$150k–$200k 2.6%

$200k+ 1.5%

Range	% of households
Under $10k	10.1%
$10k–$15k	9.0%
$15k–$25k	13.0%
$25k–$35k	6.4%
$35k–$50k	19.0%
$50k–$75k	19.4%
$75k–$100k	10.9%
$100k–$150k	8.1%
$150k–$200k	2.6%
$200k+	1.5%
Median income	$42,478

Housing

Home values

Under $50k 19.4%

$50k–$100k 28.3%

$100k–$150k 20.5%

$150k–$200k 11.2%

$200k–$300k 10.5%

$300k–$500k 5.7%

$500k–$1M 4.4%

Housing overview

Metric	Value
Median home value	$106,200
Median rent / month	$751
Owner occupied	84.7%
Renter occupied	15.3%
Vacant	10.2%
Single-family detached	60.5%
Large apartment buildings	0.0%
Mobile homes	36.9%
Median rooms	5.5
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.7%
2010–2019	8.9%
2000–2009	16.4%
1990–1999	16.8%
1980–1989	7.2%
1970–1979	27.1%
1960–1969	6.3%
1950–1959	9.3%
1940–1949	1.9%
1939 or earlier	5.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	1.9%
2 bedrooms	35.3%
3 bedrooms	51.6%
4 bedrooms	10.1%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	22.8%
2 vehicles	30.7%
3 or more	39.4%

Heating fuel

Fuel type	%
Utility gas	0.6%
Electricity	70.7%
Propane / LP gas	17.2%
Fuel oil	2.7%
Wood	7.2%
No fuel used	1.5%

Households & families

Household type	Count	%
Married-couple family	671	48.0%
Cohabiting couple	69	4.9%
Male householder, no spouse	308	22.0%
Female householder, no spouse	349	25.0%
Households with children under 18	416	29.8%
Households with seniors (65+)	558	39.9%
Average household size	2.59

Marital status

Status	Male	Female
Never married	26.4%	10.9%
Married	45.8%	55.9%
Separated	0.8%	2.1%
Widowed	2.1%	17.7%
Divorced	24.8%	13.5%

Education

Less than 9th grade 4.3%

Some HS, no diploma 14.3%

HS graduate 47.3%

Some college, no degree 16.1%

Associate's degree 9.2%

Bachelor's degree 6.9%

Graduate / professional 2.0%

Metric	%
HS diploma or higher	81.4%
Bachelor's or higher	8.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	99	14.2%
Kindergarten	57	8.2%
Elementary school	382	54.8%
High school	149	21.4%
College / grad school	10	1.4%

Employment

Industry of employment

Manufacturing 17.3%

Education & healthcare 15.6%

Professional & management 13.8%

Retail trade 10.1%

Transportation & utilities 9.9%

Arts, food & hospitality 8.7%

Other services 6.3%

Public administration 4.9%

Wholesale trade 4.7%

Agriculture & mining 4.1%

Construction 3.8%

Finance & real estate 0.8%

Occupation

Category	%
Management, business & arts	31.7%
Service	18.3%
Sales & office	20.2%
Natural resources & construction	8.4%
Production & transportation	21.4%

Employment type

Type	%
Private sector	78.4%
Government	14.1%
Self-employed	7.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.7%
Carpool	10.0%
Public transit	0.0%
Walk	1.3%
Work from home	5.0%
Other means	0.0%
Avg commute (minutes)	25.8

Poverty

All people 14.9%

Under 18 years 9.1%

18 and over 16.6%

Married-couple families 10.6%

Female-led households 20.9%

Income support

Source	% of households
Social Security	46.9%
Retirement income	20.4%
Supplemental Security	10.9%
Cash public assistance	0.4%
Food stamps / SNAP	16.3%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	38.3%
High cholesterol	35.0%
Diabetes	12.5%
Heart disease	7.4%
Stroke	3.5%
Asthma	10.8%
Arthritis	30.1%
Kidney disease	3.0%
Pulmonary disease	10.0%
Cancer	6.4%

Behavior / access	%
Smoking	26.6%
Binge drinking	15.0%
No physical activity	28.1%
Less than 7 hrs sleep	36.5%
Depression	28.2%
Fair or poor health	18.3%
Poor mental health	18.1%
Poor physical health	13.0%
No health insurance	17.7%
Visited doctor (checkup)	74.3%
Visited dentist	50.3%
Cholesterol screening	89.0%
Teeth loss	20.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	200	7.2%

Disability	%
Any disability	19.9%
Under 18	1.7%
18–64 years	23.1%
65 and over	30.9%

Health insurance coverage

Type	%
Private insurance	53.4%
Public insurance	49.6%
No insurance	13.1%
Uninsured under 19	2.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,345	92.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,618	100.0%
Born in same state	3,618	100.0%
Born in different state	2,567	71.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	625	17.3%
Italian	459	12.7%
French	236	6.5%

Ancestry	Count	%
English	145	4%
Polish	18	0.5%
Irish	7	0.2%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	83.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37362

What city is ZIP code 37362 in?

ZIP code 37362 is primarily assigned to Old Fort, Tennessee.

What county is ZIP code 37362 in?

ZIP code 37362 falls within Bradley County, Tennessee.

How educated is the population of ZIP code 37362?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 37362 have a large retiree population?

47% of households in ZIP code 37362 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 37362 mostly owner-occupied?

85% of occupied units in ZIP code 37362 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 37362?

The median home value in ZIP code 37362 is $106,200.

What timezone is ZIP code 37362 in?

ZIP code 37362 observes the EST timezone.